THE HOME BUYING CHECKLIST

You’ve made the decision to become a homeowner
      and not pay rent anymore.
Consult with your mortgage broker at The Mortgage Centre
      for a pre-approved mortgage with a financial institution.
Select your mortgage from the multiple bids offered by our
      Mortgage Market™.
Make a “wish list” of features you want in a new home
      (i.e., neighborhoods, 2-car garage, nearby schools, finished basement etc).
Select a real estate agent to find homes that fit your “wish list” for you to view.
Negotiate a price – make an “Offer to Purchase” subject to approval of property and satisfactory financing
      through your Real Estate Agent or Lawyer. You must have everything in writing to make the
      document legal and binding.
Meet conditions of mortgage approval. Do a Building Inspection. Hire a lawyer.
Arrange homeowners insurance.
Waive conditions of "Offer to Purchase".
Arrange move, phone, cable, hydro etc.
Lawyer notifies you to bring downpayment and closing costs to his/her office (a few days before closing).
Lawyer registers deed & mortgage, gives you the keys to your new home, and you are now a
      new homeowner!