YOUR HOME BUYING TEAM

Working hand in hand to simplify your home buying experience!

We negotiate on your behalf with financial institutions and private sources to help you secure the best available mortgage to meet your financial needs. As most financial institutions regard mortgage brokers/agents as an extended sales force, this professional counseling is often at no fee to you.

When you are ready to look for a home, you will need to choose a Real Estate Sales Representative. The choice is yours and it is important to choose someone you feel comfortable with and who you believe will fulfill your needs. The next choice deals with “Agency Relationships.” For a full explanation of Agency Relationships, ask your realtor for the pamphlet “Working with a Realtor, The Agency Relationship” and feel free to ask questions. Your Real Estate Representative should be there for you every step of the way, from showing you neighborhoods and different styles of homes and schools to anything else you may need to know to help you decide on the perfect home. Once you have found the home, your sales representative will help you negotiate the price, inclusions, building inspections and any other items needed to complete and sign the purchase agreement. Ask us for a referral if you don’t have a real estate agent already.

Appraisers are accredited independent individuals who estimate the value of a property to see if the purchase price is reasonable within that market. They will provide a written appraisal report for the lender as part of their service. This service may be required by the lender at the time your mortgage is approved on a specific property. The appraisal must be arranged by The Mortgage Centre to ensure that the appraisal is unbiased.

For a fee, a building inspector examines a house to see how well it is built and what repairs are necessary now or in the near future (i.e. life expectancy of roof). A certified building inspector will provide you with a detailed, written report as part of the service. You can find an inspector by getting names of persons in this business from a home inspectors’ association in your area or ask us for a referral.

Choose a lawyer who is experienced in real estate work by asking friends, neighbors, or the local bar association or ask us for a referral. A lawyer is responsible for the following:

Our Service doesn’t stop here. We’re here when you need us! Contact us anytime.
Your Mortgage Advisors for life.